Family Income Benefit Rider (SP)

Family income Benefit Rider(SP) can be taken along with the basic plan, which can be chosen by the life assured, for additional protection to the family, for a nominal premium at the time of taking the policy, subject to the condition that the total premium under all these additional benefits shall not exceed if the basic plan premium.

Key Benefits

In the event of accidental death or the life assured becomes totally and permanently disabled due to an accident within the rider term, 1% of sum assured is payable every month immediately from the end of month of accident for a guaranteed period of 10 years or till the end of the rider term whichever is higher. Granting of the disability benefit automatically cancels the accident benefit option under the policy.

Tax Benefits

Tax benefits under this plan are available as per the provisions of the Income tax Act. The plan provides tax benefits u/s 80C for the premiums paid and u/s 10(10D) for the amount received as death / maturity benefits, under the policy, as per the prevailing tax laws. Tax benefits are subject to changes according to the tax laws from time to time; please consult your tax advisor for details.

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