Shriram Accidental Death & Disability Income Rider

Shriram Accidental Death & Disability Income Rider is a Linked non-participating Rider(UIN 128A013V01), which can be taken along with the basic plan. It can be chosen by the life assured, for additional protection to the family, for a nominal premium at the time of taking the policy, subject to the condition that the total premium under all these additional benefits shall not exceed the basic plan premium.

Key Benefits

On death of the life assured due to an accident or in the event of the life assured becoming totally or permanently disabled due to an accident before the end of the rider term, 1% of rider sum assured is payable every month, from the 1st of the month following the month during which the accident happens, till the end of the rider term or for period of 10 years, whichever is higher. In the even of death/disability due to accident being established after the month of accident and within the prescribed period, the rider benefits will be paid retrospectively from the 1st of the month following the month of the accident.

Tax Benefits

Tax benefits under this plan are available as per the provisions of the income tax Act. Tax benefits are subject to changes according to the tax laws from time to time;please consult your tax advisor for details.

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